loanswithhailey

For all your mortgage needs

My approach

I am a federally licensed mortgage loan officer with the knowledge and experience to provide the best products for all my clients. As a financial professional, I assist homeowners and soon-to-be homeowners by providing mortgage advice, clear steps to obtaining financial objectives, coaching, and more. Let me help you reach your financial goals and assist with all your mortgage needs.

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States where I can help you:

Nevada

New Hampshire

North Carolina

Oklahoma

Ohio

Texas

Virginia

Arizona

California

Florida

Georgia

Idaho

Maryland

Minnesota

Conventional

For purchase or refinance needs, conventional loans have low down-payment options, reduced private mortgage insurance (PMI) or no PMI options, and have flexible terms with low rates.

FHA

For purchase or refinance needs, FHA have low down-payment options, lower credit score requirements, flexible debt to income qualifications.

VA

For purchase or refinance needs, these loans are for our veterans! 0% down payment options, no private mortgage insurance (PMI), less strict qualifications, and great interest rates.

Jumbo

For refinance or purchase needs, jumbo loans help homeowners that need financing that exceeds the county’s confirming loan limits. For 2022, limits are $647,200; high-cost markets are $970,800.

Top Products

Non QM

For purchases or refinance needs, Non-qualified Mortgage loans are meant to help homeowners that have a hard time qualifying based on traditional income verification methods.

Reverse Mortgage

For refinance needs, reverse mortgages help homeowners access the equity in their homes, and lower their overall monthly expenses. Age requirements do apply.

About me

I am a family person, with a passion for knowledge, and a drive to work hard for all my clients. With over a hundred million dollars in funded loans, I have helped hundreds of families move into new homes, pay off their debts, and reach their financial goals.